My project aims to include the socially marginalised and mostly the underserved. It aims to provide a payment method that will include those that do not have access to traditional banking. Pay by face technology eliminates the burden of remembering passwords and carrying physical cards, making transactions more seamless and convenient for grant beneficiaries and school children. This streamlined approach enhances accessibility and efficiency, ensuring that individuals can access funds and make purchases easily without the hassle of traditional payment method, thus reducing the risk of loss or theft associated with carrying cash.